Gilbert T. Sadsad

PRESIDENT

46th NATIONAL REPRESENTATIVE ASSEMBLY

THE PRESIDENT’S REPORT
Forest Crest Nature Hotel and Resort

Nasugbu, Batangas

13 December 2025

From the report of our General Manager, Trustee Expedito C. Satinitigan of Region 11, I am sure many of us will definitely say, “ang laki pala ng pera ng PPSTA”. Imagine, an asset of P 9.65 B as of December 31, 2024 for a mutual benefit association? Goes to show that your PPSTA is really bolder, bigger and steadier now. Would you believe that we have breached the P 10 B mark in total assets? The GM’s report focused on the audited State of PPSTA’s Financial Affairs as of 2024, one year after, believe me, PPSTA is richer by almost P 1 B now.

Ladies and gentlemen, good afternoon!

As you now, PPSTA is regulated by the Insurance Commission (IC). And for 17 years, from 2005 to 2022, they have directly managed us via a conservatorship regime. Yes, we have been liberated but I guarantee each one of you that extraordinary diligence in the management of whatever moneys or funds that go into our coffers has been ingrained in the PPSTA system.

All our funds are translated into worthwhile programs, projects and activities that are intended not only for a chosen few but for the real owners of the Association, you and all the rest of the PPSTA members.

Since 2022, I have been rendering the President’s Report detailing to you all these programs, projects and activities but now, let me focus on the newer ones:

  • Institutionalization of the PPSTA National Search for Outstanding Educators

 In 2024, we revived this program after several years of hiatus. We re-started with only two (2) categories, the Teachers’ Category and the School Heads’ Category. This year, we added another one, the Non-Teaching Personnel Category. Next year, expect that we will widen our scope with another category and grant bigger prizes. We will not settle for mediocrity, we will continue to elevate our standards.

This evening, we will all honor the regional and national winners for our 2025 Search.

  • PPSTA Kaagapay Program

 Provides free P 30,000.00 life insurance coverage for newly hired DepEd teachers for a period of three (3) months.

  • PPSTA Kaisa sa Brigada Eskwela

 Launched during the 70th Anniversary Celebration of the Association in 2017, the program was crafted to augment the existing resources of DepEd for the annual Brigada Eskwela. It is intended to extend resources, financial or otherwise, to deprived, depressed and underserved public schools across the country on a yearly basis.

  • Calamity Assistance Program

 Lately, most parts of the country have been stricken by successive natural calamities. To augment the financial resources of affected communities, PPSTA grants financial assistance to affected communities through their respective schools divisions. We are carrying out this program henceforth.

  • Professional Development Financial Assistance Program

 Subject to established terms and conditions, the program provides opportunities to deserving teacher-members in the furtherance of their studies for their professional growth and development.

  • Benepisyo Protektado Program of 2023

 One of our biggest initiative is the implementation of “Benepisyo Protektado Program of 2023” or BPP which we continue to implement. It is actually an in-house credit life insurance program crafted to provide credit life insurance (CLI) for all salary-deducted loan programs of the Association, particularly the following:

  • Sariling Sikap Loan
  • Calamity Loan
  • Educational Loan

BPP is provided at no cost on the part of our member-borrowers and is intended to pay-off members’ outstanding salary-deducted loan in case of their untimely demise during the loan term. Through this, they can be assured of their full benefits under the mutual benefit programs so long as their membership thereto remains active at death and they do not have arrears in premium or unpaid certificate/equity loan.

 Knowledge for ALL Program

Provides free training and seminars on a wide range of subjects relevant to the education sector. The sessions are meticulously curated to offer practical knowledge, skills, and insights that directly benefit DepEd officers and staff in their professional roles. Recently, we entered in an agreement with JA Philippines, a non-government organization organized to uplift the education of young Filipinos.

Of course, we cannot discount PPSTA’s strong affiliation with the ASEAN Council of Teachers + Korea. I know, most of us here attended the convention last September in Cebu. Modesty aside, we should all be proud

because it is the biggest and most spectacular convention of the council so far. Next year, we hope to see you all in Singapore.

Friends, these are just some of our gargantuan activities but wait, there’s more.

In the recent audit of IC, they found that we have a free and unassigned fund balance of P 3,413,064,471.27 which is in excess of the amount of         P 1,110,540,153.77 that should be maintained by our Association pursuant to Section 408, paragraph 3 of the Amended Insurance Code and Circular Letter (CL) Nos. 2015-46 and 2023-04.

And now, the Commission requires us to allocate the said amount for other activities that will benefit PPSTA members. To clarify, there is no need for the immediate disposal or dole out this P 3.413 B. Doing so will definitely prejudice our financial capacity. We just have to allocate them for specific objectives or purposes which are for long terms.

Given this circumstance, our Strategic Framework for 2026-2030 which sets the outline of our major activities for the period intended not only to increase the efficacy of PPSTA but moreso, to further our financial portfolio, we have the following:

  • Conduct massive membership/recruitment campaigns in the grassroots to start on a school-to-school basis;
  • Equip and capacitate our Marketing Team and Sub-Office Personnel;
  • Strengthen our current Promotional/Development Programs and create additional ones to include FREE legal and medical consultations for PPSTA members;
  • Strengthen our relationship and partnership with DepEd;
  • Activate all local chapter organizations;
  • Amplify our promotion and advertisement activities;
  • Improve our mutual benefit programs;
  • Acquire real property for the purpose of having PPSTA-owned establishments in strategic places which will house our sub-offices in those areas; and
  • Improve our building facilities and equipment.

These things are not that easy but our strong resolve and shared vision will get us there, DEFINITELY.

Thank you very much and mabuhay ang mga gurong Pilipino!

 

 

 

 

 

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